Comprehensive pre-repossession reports is something that we offer throughout the North East of England to a wide variety of representatives of creditors, mortgage companies, solicitors and lenders to name but a few.

Pre-repossession reports are an excellent and invaluable means for repossessions and evictions to go as smoothly as possible without any sudden or ‘surprise’ elements of intelligence rearing their heads, resulting in the process being derailed and thus requiring rescheduling. In some circles they are also known as ‘pre-eviction reports’ or ‘address intelligence reports [AIRs]’.

Quite a few people do not know that they exist as an option available to them as a means in the first instance to re-establish any lost contact between the lender or their representatives and their borrower. We are trying to raise awareness of Pre-repossession reports as a fantastically effective strategy to facilitate discussion between parties and to hopefully put forward any suggested settlement plans from the borrower to potentially delay said eviction.

The most important aspect of these reports though is to get the important intelligence back to the lender so that an undisrupted and respectful re-possession can occur, should fruitful discussion/contact between lender and borrower not occur off the back of our visit.

The intelligence we look to gather for the lender is:

• whether there are vulnerable people at the property that need to be considered along with children and pets that could be a risk.
• any high value goods sighted on visit
• time and date stamped photographs of the front and (if able) the rear of the property to highlight any potential access issues that bailiffs and repossession agents will need to know about.

Where possible we aim to have our report back to a client within 48 hours of being engaged for service.

This service really is an invaluable asset to anyone looking to begin repossession and eviction proceedings against a borrower in default.